Built on service. Focused on you.

Experience the United Community difference.

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Why Choose United Community

At United Community, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

Award-winning banking

When you partner with United toward your financial success, you’re in good hands. We’ve been providing customers with a secure and safe place to bank since 1950, and our teams have been consistently recognized for their outstanding service. A few of our recent awards include:

#1 in Customer Satisfaction with Consumer Banking in the Southeast (J.D. Power)¹
- 10-time winner
Greenwich Excellence Awards, 2025 (Coalition Greenwich)²
- Best Bank - Overall Satisfaction for Middle Market Banking in the U.S. (National)
- Best Bank - Overall Satisfaction for Middle Market Banking in the U.S. (South)
- Best Bank - Satisfaction in Cash Management for Middle Market Banking in the U.S. (South)
- Best Bank - Satisfaction with RM for Middle Market Banking in the U.S. (South)
- Best Bank - Likelihood to Recommend for Small Business Banking in the U.S. (South)
America’s Best Midsize Companies, 2024 (Times)³
Best Banks to Work For, 2024 (American Banker)⁴
- Marks eight years in a row based on employee satisfaction

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Full Access at your Fingertips

From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking⁶ services, you get on-demand access to your accounts and the ability to:

Check your account activity from anywhere
Track your personal finances by linking multiple accounts
Deposit checks with your smartphone
Schedule bill payments

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Free ATMs across the southeast

United customers unlock surcharge-free access to a network of over 193 United ATMs and ITMs and over 1,260 Publix Presto! ATMs all across the southeast.

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Strengthened Security

Here at United Community, we take your security seriously. We work hard to protect your personal information and provide you with a dependable online experience. You’ll also receive access to a suite of security tools to help you securely and efficiently manage your finances.

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Ready to open an account with us?

It's easy to open your new United Community account online! Once you find your perfect account fit, you'll need these items handy to get started!

Social Security Number

We're required by federal law to collect your Social Security Number.

Minimum Opening Deposit

To begin, you'll need the minimum necessary to fund the account.

Government-Issued Photo ID

Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.

Open Your Account

More convenient ways to open an account.

Schedule an appointment or give us a call–whichever is easiest for you!

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Keep your finances in one place.

Checking Accounts

Looking for a checking account that can handle your day-to-day banking needs? We've got you covered with money-saving checking with overdraft protection.

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Savings Accounts

Open a savings account or CD to save for a rainy day and a bright future. Digital banking and mobile deposits making saving easier on the go.

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Home Loans and Mortgages

Together, we can make the home of your dreams a reality. All it takes is the right foundation.

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Credit Cards

Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.

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Business Banking

No matter how big or small your business is, we'll bring together the perfect team who know the local scene and have a nationwide perspective. Our main goal is to make sure your business smoothly transitions into the market where it aims to grow.

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Learning Center

woman opening a checking account online with United Community

Switch Banks in Six Easy Steps

Switch your checking account to United Community in just six easy steps. Follow our simple checklist for a seamless transition to better banking today!

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father and baby researching ways to consolidate debt

Simplify Your Debts Into One Monthly Payment

Simplify your finances by consolidating debt into one manageable monthly payment. Explore options like home equity loans, personal loans, and lines of credit to reduce stress and save money with lower interest rates.

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woman holiday shopping and mobile banking

Fraud Prevention for the Holidays

The holidays come with more spending, more travel, and—unfortunately—more fraud. We know fraud is the last thing you want to deal with (ever, but especially during the holiday season), so we’re here to equip you with tools that will keep your money safe, while also making life easier.

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J.D. Power 2024 U.S. Retail Banking Satisfaction Study
²2025 Greenwich Excellence Awards for U.S. Middle Market and Small Business Banking published February 26, 2025
³TIME America’s Best Midsize Companies of 2024
⁴ American Banker 2024 "Best Banks to Work For"
⁵Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.