Skip to Content
FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government
woman getting a small business loan from United Community

Business Loans and Lines of Credit

Contact Us
Business Loans and Lines of Credit

From a Business Lender Who Believes in Your Community

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track, with top-of-the-line small business lending solutions and award-winning customer service. Find your fit below. 

 

We've always got your back.

Our business bankers offer deep industry knowledge, financial expertise, and personalized guidance. With their support, our customers can confidently navigate complex financial landscapes, make informed decisions, and achieve their business goals.

A partnership with United is more than just financing or banking services—it's a relationship built on trust, shared values, and accessibility, with a banker who's never more than a phone call away.
 

employees running a business

Working Capital Line of Credit

When business is slow but you’ve got bills to pay, a working capital line of credit can help you meet short-term financial goals. Delivering credit for maximum financial flexibility, a line of credit meets your short-term financing needs like cash-flow management fluctuations and unexpected business expenses.
 
commercial building

Real Estate Lending

Simplify the process of building or buying facilities for your organization when you partner with our commercial real estate lending experts. We offer comprehensive commercial real estate lending solutions designed to meet the unique needs of your business.
women applying for a business loan

Apply for a Business Loan in Minutes

Existing United Community customers can use Business Minute Lender2 to apply for a loan or line of credit3 up to $25,000. It only takes a few minutes, and you can have your funds within three days or less.

small business owner with a United Community SBA lender

SBA Lending with United Community

As an SBA Preferred Lender, our products offer you the financing you need to reach your goals faster. Whether you are starting your own business, making large purchases (commercial real estate or equipment), building, or renovating we are ready to assist you with the financing your business needs to succeed.
 

Don't see the type of business loan you're looking for?

View our Specialty Lending Options

Find Your Local Business Relationship Manager

Victor Alberto Acieta

VP - Commercial Relationship Manager

NMLS# 1232256

Steve Altier

Commercial Relationship Manager

NMLS# 1097675

Tim Barbour

VP - Relationship Manager

NMLS# 583675

Amy Benison

SVP - Commercial Relationship Manager

Ed Bishop

Commercial Relationship Manager

NMLS# 2249380

Brad Brooker

VP - Relationship Manager

NMLS# 1370532

Brian Brooks

President, Commercial Banking - Athens

Jami Bucy

SVP - Commercial Relationship Manager

NMLS# 1196707

Kirby Butler

SVP - Commercial Relationship Manager

NMLS# 826820

Connect with a business lending specialist to get started.

  1. Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only.  Please contact a branch office for additional personal loans and lines of credit, including those secured by a Certificate of Deposit or other collateral. Once a Minute Lender loan is obtained by a customer using a deposit relationship, anyone with account affiliations with that customer is ineligible for a Minute Lender loan. As an example, if Customer A and Customer B are owners or signers on a deposit account and Customer A obtains a Minute Lender loan, Customer B is ineligible for a Minute Lender loan.  These limits apply even if Customer B maintains additional deposit accounts that are not affiliated with Customer A.  As an alternative, ineligible customers may reach out to your local branch for additional lending options.

    2 Upon credit approval.

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.

Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.