Community Reinvestment Act Public File
United Community is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). In compliance with the CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.
Public Comments
All Public Comments received for the current year and the prior two calendar years.
Performance Evaluation
United Community’s most recent CRA Performance Evaluation.
Disclosure Statement
United Community CRA Disclosure Statement for the prior two calendar years: 2021 and 2022
Branch Locations and Hours of Operation
List of branch locations and hours of operation as of September 30, 2024.
Assessment Area Census Tract List
The following assessment areas represent the communities United Community services. Map and Census Tract information can be assessed by clicking the links below.
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Alabama |
North Carolina |
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Florida |
South Carolina |
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Georgia |
Tennessee |
Products & Services
A description of the bank’s Personal Products & Services and Business Products & Services, available through United Community. Questions regarding transaction fees or cost of services should be directed to your nearest United Community branch.
Download a PDF of United's Products and Services.
Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).
Need Assistance?
Please visit your local United Community banking center for questions or to receive a hard copy of the bank's CRA Public File.
For general product or service questions, please complete the form below.
If you have a general question about United Community products or services please complete the form below. Messages received during hours of operation (Monday–Friday 8:00am–6:00pm ET, Saturday 9:00am–12:00pm ET) should expect a same-day reply. We will respond to emails received after 6:00pm week days and after 12:00pm on Saturday, the next business day.
