Community Association Banking
Community Association Banking
Flexible Financing for Your Community's Needs
Managing the financial needs of HOAs, COAs, and POAs requires a banking partner you can trust.We take a hands-on, team-based approach to supporting associations and property management firms. You’ll have access to knowledgeable professionals who work together across deposits, payments, lending, and other services to meet your needs and help your communities thrive.
What We Offer
Comprehensive services delivered by a team that knows your business. To begin your application, email [email protected].
Lending Solutions
- Capital improvements, including roofing, paving, and structural repairs
- Major renovations or modernization projects
- Emergency repairs or insurance shortfalls
- Energy efficiency upgrades
Deposit & Treasury Services
- Streamlined electronic account opening for HOA accounts under management
- Operating, reserve, and escrow accounts
- Interest-bearing options
- Online and mobile banking access
Payment & Collections Solutions
- Customizable accounts receivable solutions to simplify dues and assessment collections
- Integrated payment solutions
- Secure online payment portals
Security & Fraud Mitigation
- Secure system access and user permission controls
- Dual control options for ACH and wire transactions
- Activity alerts and transaction monitoring
- Best practices from a team familiar with association risks
Why Partner With United?
- Customized Loan Structures: Financing options tailored to your association’s budget and assessment schedules
- Competitive Rates: Flexible terms and fixed- or variable-rate options
- Hands-On Expertise: Experts with deep experience in community association banking
- Efficient Process: Simplified application, approval, and funding process designed with association boards in mind
- Dedicated Service: Ongoing support from a responsive, local team
Who We Serve
We’re a fit for property management companies and community associations that:
- Manage daily operations and long-term reserves
- Collect and process assessments
- Handle vendor payments and repairs
- Need a financial partner that understands association structure and governance
Connect with Our Team
Let’s talk about how we can support your communities today and tomorrow.
