
United Essential Banking Account

Banking, Simplified.
Set yourself up for financial success with our low-cost, low-stress checking account. With the United Essential Banking account, you’ll benefit from:
- Low minimum deposit
- No overdraft fees
- No daily balance requirement
- Mastercard® debit card
- Low monthly service fee of $5
- Total access to digital banking services

Enjoy peace of mind and 24/7 access
You’ll get everything you need to make managing your money more convenient and less expensive:
- Online and mobile banking access1
- FREE 24-hour United and Publix Presto! ATM Access2
- Online bill pay1
- Mobile deposit4
- Free eStatements3
Ready to open an account with us?
It's easy to open your new account online. You'll need these items handy to get started:
Social Security Number
Minimum Opening Deposit
Government-Issued Photo ID
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Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
2 ATM transactions/balance inquiries outside of United Community Bank or Publix Presto! ATM networks are subject to charges by other institutions. There is a $1 fee charged by United for ATM transactions/inquiries outside our network.
3 Paper statements are available for a $2 monthly fee.
4 Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking. United Community reserves the right to restrict mobile deposit access for new online banking customers.