United Essential Banking Account
United Essential Banking Account
Bank Benefits Without the Overdraft Fees
Set yourself up for financial success with our low-cost, low-stress checking account. You’ll benefit from:
- Low minimum deposit
- No overdraft fees
- No daily balance requirement
- MasterCard® debit card
- Low monthly service fee of $5
- Total access to online and mobile banking, with complimentary features like Bill Pay, Card Controls, eStatements, and more
- Free access to entire network of United and Publix Presto! ATMs
Peace of Mind and 24/7 Access
With United Essential Banking, you can avoid overdraft and balance fees while taking advantage of the fraud protection and extra benefits that come with every United account.
Low balance alerts
Set up personalized alerts in online banking and receive a text or email every time your balance falls below the level you choose.
Ability to lock your debit card
Card Controls allows you to lock your debit card at any time—so it can’t be used if it’s lost or stolen.
Budgeting tools
My Money Manager, a free tool within online banking, gives an easy way to create budgets, view your spending trends, or set up a debt payment plan.
Award-winning customer service
We’re here to make banking easy. Our team is always here to talk through your financial goals or answer any questions you have.
Ready to open an account with us?
It's easy to apply for your new account online. You'll need these items handy to get started:
