Skip to Content
woman and son smiling

United Essential Banking Account

United Essential Banking Account
BankOn certification

Banking, Simplified.

Set yourself up for financial success with our low-cost, low-stress checking account. With the United Essential Banking account, you’ll benefit from:

  • Low minimum deposit
  • No overdraft fees
  • No daily balance requirement
  • Mastercard® debit card
  • Low monthly service fee of $5
  • Total access to digital banking services
United Essential Banking is a checkless product, so any payments can be made using either our Bill Pay service or your Mastercard® debit card. You can open your checking account online now with as little as $25.
 

Enjoy peace of mind and 24/7 access

You’ll get everything you need to make managing your money more convenient and less expensive:

  • Online and mobile banking access1
  • FREE 24-hour United and Publix Presto! ATM Access2
  • Online bill pay1
  • Mobile deposit1
  • Free eStatements3

Ready to open an account with us?

It's easy to open your new account online. You'll need these items handy to get started:

Social Security Number

We're required by federal law to collect your Social Security Number. 

Minimum Opening Deposit

To begin, you'll need the minimum necessary to fund the account.

Government-Issued Photo ID

Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.
  1. Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
    2ATM transactions/balance inquiries outside of United Community Bank or Publix Presto! ATM networks are subject to charges by other institutions. There is a $1 fee charged by United for ATM transactions/inquiries outside our network.
    3Paper statements are available for a $2 monthly fee.

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.