Credit Cards

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Credit Cards

Apply for a business credit card online.

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

Free online expense reporting tools.
No fee for additional employee cards.
Mobile payment capability for added convenience.
Zero Fraud Liability.¹ You won’t be liable for fraudulent purchases when your card is lost or stolen.
Cardmember Service available 24 hours a day/365 days per year.

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Apply for a Business Loan in Minutes

Existing United Community customers can use Business Minute Lender² to apply for a loan or line of credit³ up to $25,000. It only takes a few minutes, and you can have your funds within three days or less.

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Business Debit Cards

United debit cards include top-tier Mastercard® features that are perfect for your everyday purchases. Learn more now about all the fantastic card benefits.

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Treasury Management Services

Your business is unique. Your Treasury Management should be too. We specialize in providing the tools you need to efficiently manage the finances of your business and save you time and money.

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Learning Resources

business owner using cash flow management

The Importance of Cash Flow Management

One of the keys to building a sustainable business is an effective cash flow strategy. Cash flow management is the planning, tracking, and controlling involved in ensuring your cash flow is stable and can support your business’s needs. Learn how this strategy can help your business thrive.

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What’s the best POS system for your business?

Owning a business can be demanding – you have to stay on top of tracking inventory, supervising employees, taking orders and everything in between. Luckily, there are point-of-sale (POS) systems that can now do much of the tedious work for you.

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What to Know About Ransomware

You may have heard of ransomware in the news. Hackers use ransomware to take control of a company’s private data and may threaten to release it to the public unless they’re paid. Understanding how it works is the first step to avoiding it.

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Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

² Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact a branch office for additional personal loans and lines of credit, including those secured by a Certificate of Deposit or other collateral. Once a Minute Lender loan is obtained by a customer using a deposit relationship, anyone with account affiliations with that customer is ineligible for a Minute Lender loan. As an example, if Customer A and Customer B are owners or signers on a deposit account and Customer A obtains a Minute Lender loan, Customer B is ineligible for a Minute Lender loan. These limits apply even if Customer B maintains additional deposit accounts that are not affiliated with Customer A. As an alternative, ineligible customers may reach out to your local branch for additional lending options.

³ Upon credit approval.