United Consumer Loans
United Community Bank offers a wide array of consumer loan products, while
maintaining competitive interest rates. Our professional lending officers and
staff consistently provide efficient, friendly service and individual attention
so that your loan process is simple and quick. With our variety of loan
products, we can assist with any of your personal loan needs, including:
- Mortgage
- Home Equity
- Personal Line of Credit
- Credit Card
- Vehicle - (Car, Truck, Boat, RV)
- Residential Construction
- Installment
United Personal Line of Credit
United Community Bank’s personal line of credit gives you the flexibility and
security of a cash reserve and instant credit.+
- Access funds via checks from your existing checking account
- Minimum monthly payment automatically deducted from checking
- Provides protection against occasional overdraft charges on most United checking
accounts
- Extra money can be accessed whenever you need it
Vehicle Loan
When you find the new or used car, truck, boat or recreational vehicle that is
perfect for you, United Community Bank can help with a loan that is also perfect
for you.
- Flexible terms
- Competitive rates
- New vehicle loan based on manufacturer’s suggested retail price (MSRP)
- Used vehicle loan based on average loan value, model year, mileage
Residential Construction
If you are planning to build a new home, United Community Bank can help with a
loan for lot purchase and construction.
- Guaranteed terms throughout the agreed upon construction time period
- Loan approval and closing before construction begins
- At completion of construction, assistance with conversion to permanent financing
Installment Loans
United Community Bank can help with loans that are ideal for smaller borrowing
needs such as computers, appliances, furniture or minor home improvements.
- Quick approval process
- Pre-approval^ before final purchase decision
- Convenient payment options – by mail, in person or debit from your checking
account
To contact a Loan Officer to discuss your particular loan needs or to obtain
more information regarding any of our loan products, simply select a bank
location near you.
+Subject to approval
^Subject to Qualification